Home > Adult Learning > Checklist: Finding Funding to Help You Learn

Checklist: Finding Funding to Help You Learn

By: Emma Jones - Updated: 29 Sep 2012 | comments*Discuss
Adult Learning Grant Loan College

Many people are put off returning to education as they are unsure how they could afford it. As an adult there are a number of different avenues you can explore to help you find the money to study. Follow our checklist to make sure that you have checked all the places you may be able to apply to help you get started.

1. Know What You’re Entitled To

Often mature students are unaware of just what they are entitled to. Claiming all the help that you can will make a big difference to your ability to return to learning.

Some grants and loans are means tested, so you have to earn under a certain amount to be eligible, while others are open to all. Talk to your local college or job centre about your circumstances and what you could claim.

2. Apply For Grants

If you are eligible for a grant it means that you will be given money to help you learn and won’t need to pay it back. The most common one is an Adult Learning Grant which will give you up to £30 a week to help support yourself while you study.

3. Ask Your College

As well as grants that are given out by the government, most colleges will also run their own schemes. They will make money available to students who are struggling or in need of financial assistance. Talk to someone in the student welfare department who will be able to tell you what is available to you.

4. Get Funding For Childcare

If you have children then you may be concerned about finding childcare when you return to learning. However, there is help available. The two most common schemes are Free Childcare for Training and Learning for Work which helps out of work parents and the Sixth Form College Childcare Scheme. Your college may also provide childcare or be able to help you to pay for it.

5. Find Out About Loans

As well as any grants and bursaries that you may be eligible for, you can also apply for a Career Development Loan of up to £8,000. Unlike a grant, you will have to pay this back but it can allow you the freedom to study and support yourself. Just make sure that you are fully aware of the terms, conditions, and interest rates of any money that you borrow.

6. Keep Costs Down

It can seem difficult to afford to live and go back to learning but it can be done. As well as applying for grants and loans, concentrate on keeping your costs down. Make the most of any student discounts that you get, use the library and consider sharing resources with other students.

As an adult returning to learning there is financial help available, you just need to know where to look. Find out what you are eligible for, ask at your local college and make the most of any grants or childcare you can claim. Also, try to keep your costs down and if you do need to take out a loan, be sure you know what you are signing up to.

You might also like...
Share Your Story, Join the Discussion or Seek Advice..
This article is so general as to be little real help at all.It would be much more useful to hear from people who are really doing it - really going back into full-time education as an adult - moving home, getting funding or a loan, fitting into a uni.I had hoped coming to this site would provide some more helpful advice - but its pretty disappointing - it makes me wonder if the only people who manage to go back into education are the wealthy or those who just happen to live near a uni and are lucky.
bejewelled - 29-Sep-12 @ 6:42 PM
Share Your Story, Join the Discussion or Seek Advice...
(never shown)
(never shown)
(never shown)
(never shown)
Enter word:
Latest Comments
  • Gordmac80!
    Re: Learning Through an Apprenticeship
    Hi, I live in Inverness, I’m 39 will be 40 in March, I’ve worked in retail since I was 16 I’ve been a manger for 16 years…
    17 October 2019
  • Ashi
    Re: Teaching Adults as a Career
    Currently I am working as a HLTA (teaching assistant) in primary school with EAL children. I am thinking of working with adults,…
    11 October 2019
  • Linds
    Re: The Adult Learning Grant
    I am in receipt of Universal Credit. Do this disbar me from claiming a grant?
    22 September 2019
  • Sophokles
    Re: Teaching Adults as a Career
    I retired a year or so ago; however, I've still 'something left in the tank', and my English usage has always been praised. (I have…
    10 September 2019
  • Donna
    Re: Learning Through an Apprenticeship
    Hi I am 37 years old. I have worked the majority of my life in retail supermarkets. I have nvq level 2 in both retail and…
    1 September 2019
  • Ger
    Re: Adult Dyslexia Assessment Explained
    After years of struggling my so was assessed at college and finally diagnosed, and received excellent support. His…
    27 August 2019
  • Ballerina
    Re: Become A Vet's Assistant
    Hi, I am 63 and for the past 20 years have worked in an Emergency Department as an Enrolled Nurse dealing with a variety of…
    17 August 2019
  • Ross
    Re: Learning Through an Apprenticeship
    Hi, I’m 36 and have completed a diploma in Carpentry and Joinery....this was 3 years ago, I have been working in that…
    14 August 2019
  • Andy
    Re: Learning Through an Apprenticeship
    Hi I'm 35 and I've just completed my diploma level 2 and now I’m actively looking for a work placement to complete my full…
    9 August 2019
  • Tony
    Re: Improve Your DIY Skills
    I would like to do lots of thing for our society .
    4 August 2019