Home > Adult Learning > Checklist: Finding Funding to Help You Learn

Checklist: Finding Funding to Help You Learn

By: Emma Jones - Updated: 29 Sep 2012 | comments*Discuss
 
Adult Learning Grant Loan College

Many people are put off returning to education as they are unsure how they could afford it. As an adult there are a number of different avenues you can explore to help you find the money to study. Follow our checklist to make sure that you have checked all the places you may be able to apply to help you get started.

1. Know What You’re Entitled To

Often mature students are unaware of just what they are entitled to. Claiming all the help that you can will make a big difference to your ability to return to learning.

Some grants and loans are means tested, so you have to earn under a certain amount to be eligible, while others are open to all. Talk to your local college or job centre about your circumstances and what you could claim.

2. Apply For Grants

If you are eligible for a grant it means that you will be given money to help you learn and won’t need to pay it back. The most common one is an Adult Learning Grant which will give you up to £30 a week to help support yourself while you study.

3. Ask Your College

As well as grants that are given out by the government, most colleges will also run their own schemes. They will make money available to students who are struggling or in need of financial assistance. Talk to someone in the student welfare department who will be able to tell you what is available to you.

4. Get Funding For Childcare

If you have children then you may be concerned about finding childcare when you return to learning. However, there is help available. The two most common schemes are Free Childcare for Training and Learning for Work which helps out of work parents and the Sixth Form College Childcare Scheme. Your college may also provide childcare or be able to help you to pay for it.

5. Find Out About Loans

As well as any grants and bursaries that you may be eligible for, you can also apply for a Career Development Loan of up to £8,000. Unlike a grant, you will have to pay this back but it can allow you the freedom to study and support yourself. Just make sure that you are fully aware of the terms, conditions, and interest rates of any money that you borrow.

6. Keep Costs Down

It can seem difficult to afford to live and go back to learning but it can be done. As well as applying for grants and loans, concentrate on keeping your costs down. Make the most of any student discounts that you get, use the library and consider sharing resources with other students.

As an adult returning to learning there is financial help available, you just need to know where to look. Find out what you are eligible for, ask at your local college and make the most of any grants or childcare you can claim. Also, try to keep your costs down and if you do need to take out a loan, be sure you know what you are signing up to.

You might also like...
Share Your Story, Join the Discussion or Seek Advice..
This article is so general as to be little real help at all.It would be much more useful to hear from people who are really doing it - really going back into full-time education as an adult - moving home, getting funding or a loan, fitting into a uni.I had hoped coming to this site would provide some more helpful advice - but its pretty disappointing - it makes me wonder if the only people who manage to go back into education are the wealthy or those who just happen to live near a uni and are lucky.
bejewelled - 29-Sep-12 @ 6:42 PM
Share Your Story, Join the Discussion or Seek Advice...
Title:
(never shown)
Firstname:
(never shown)
Surname:
(never shown)
Email:
(never shown)
Nickname:
(shown)
Comment:
Validate:
Enter word:
Topics
Latest Comments
  • I do not have a nick
    Re: Adult Learners' Week
    i can not read so i need someone who can teach me how to read thans
    20 September 2020
  • Maz
    Re: Adult Dyslexia Assessment Explained
    Got told I had dyslexia and I was in Spain but they didn't give me anything to prove it now I need to do my driving test…
    19 June 2020
  • Crazyguider
    Re: Teaching Adults as a Career
    I’ve just completed level 3 diploma in stlps and am considering going on teach adult literacy. What quals do I need?
    30 May 2020
  • Ose
    Re: Teaching Adults as a Career
    Hi i am a Nigerian and i need an advice, am 33 years of age without any qualification and am very much interested in having one now…
    15 May 2020
  • Sal
    Re: Arts & Crafts Courses for the Home
    Hello, I am 45 years old and warehouse operative by profession. I do apologise for an elongated communication…
    12 May 2020
  • Mide
    Re: Teaching Adults as a Career
    I have worked in childcare for 20 yearsin a management role .I have a BA (Hons) degree in Early Childhood studies I am interested…
    3 May 2020
  • Asrob75
    Re: Become A Vet's Assistant
    Hi I am 45 and have no qualifications but would like to train to be a veterinary nurse assistant how do I start this process if…
    2 May 2020
  • Asrob75
    Re: Become A Vet's Assistant
    Hi I am 45 and have no qualifications but would like to train to be a veterinary nurse assistant how do I start this process if possible
    2 May 2020
  • Kiefer
    Re: Teaching Adults as a Career
    Hi, I was what the best way to search for jobs that involve teaching adults? Thank you.
    28 March 2020
  • Swansong
    Re: Teaching Adults as a Career
    Hi. I would like advice on the relevant course I need to teach adults cookery and cake decorating. I have a level 3 in cake…
    28 March 2020